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inCruises Review-Every Travelers Dream or An MLM Scam?

Oh my, a travel MLM? My husband and I love to travel, and we love cruises. Is inCruises the dream we have been looking for? Can we travel and make money at the same time? How exciting is that? To find out, let’s do an inCruise review to see if this company is every traveler’s dream or if this MLM company a scam?

To make myself clear, I want to let you know I will be reviewing the MLM part of inCruises, not the actual vacation plans or deals.

Who Started inCruises

Michael Hutchison founded inCruises in 2015, and today he is the Chief Executive Officer for inCruises. It is a privately owned company that is backed by private equity.

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Michael Hutchison was Tony Robbins’ VP of Worldwide Sales and Marketing (1987-1994). He is Best selling author of Speaking Mastery, Stop It! So as you can see, Michael Hutchinson is no slouch.

Since the beginning of inCruises, Michael has expanded his cruises worldwide, began a relationship with Trust My Travel  (to ensure financial protection of your cruise booking), won the Diamond Network Award (which acknowledges a direct selling company’s achievements), and in 2019 developed a mobile app that allows members to book cruises right from their phone.

What Is inCruises?

inCruises is a travel network company where anyone can become a member. As a member, you can cruise to destinations all over the world at incredible discount rates. In 2020 inCruises offered cruises in over 178 countries. inCruises is also an MLM-based company with partners who earn money through a downline of other partners who join under them. We will talk about the compensation plan for an MLM partner a bit.

Here is a quick video that talks about inCruises membership and partnership.

What does inCruises offer you?

inCruises offer you cruises. Even as a partner, you get cruises. Many of the MLM promotional videos state that as a partner, you are better off to keep your money in a savings account with inCruises and use it for cruises. This is because inCruises gives incentives for this venture. They double and triple your money while it sits there, making interest for them. Now they do operate worldwide, and they have expanded tremendously in the past 6 years.

How To Become An inCruises Partner?

A membership is different than a partner. A member pays $100 a month to take cruises at discounted rates. That $100 multiplies over a year, and you can get a pretty good deal on discounted cruises.

A partner is a part of the MLM company. It is like all other MLM companies. You earn money by building a downline of people who are doing what you are doing. What you will do is cold calling people, hitting up your friends and family, posting on social media daily or more often, handing out flyers in parking lots, and working all the time.

This screenshot explains how to become a partner:

incruises review explination of partner

Now that’s a bit confusing. But most MLM programs are set up to confuse the partner and sound perfect. It does state here that some of the money you make will go back into booking a cruise for yourself.

inCruises Compensation Plan

5 Ways An inCruises Partner Can Earn Money

Instant Bonus$20-$50$20 when you enroll a new member
Residual Compensation$5$5 for each member of your qualified partner’s signup
Weekly Matching Bonuses100% matchBonus for your downline who are qualified
Monthly Leadership Bonuses$300-$100,000Revenue from your downline when they meet requirements
Global New Production Bonuses5%Make 5% of what your qualified team did the previous month
I want to note here that each of these bonuses and matches is only if your team qualifies. A qualified downline has to maintain a certain volume of members and downline partners each month. If I understand this correctly, the 5 members you and your downline sign up for each month start over each new month. So the 5 that you signed up for in one month do not carry over. You have to sign up 5 new members each month, and so do your downline to qualify for you to make all of this money.

Here is a quick video that talks about the 5 ways to earn an income as an inCruises partner.


  • You are only marketing one product, cruises.
  • The company is only 6 years old
  • A partner gets a $50 bonus for each member to inCuises they sell per month
  • Incruises is the world’s largest membership cruise club that is subscription-based


  • The bonus for selling cruises starts over each month, but you have to maintain 5 per month
  • You can only become a partner if another partner invites you
  • Some of the money you earn has to be used to book cruises. You can’t pay bills with it.
  • The cost to become a partner is $195 the first month and $95 annually thereafter
  • You have to pay a $100 membership fee each month as a partner
  • The compensation plan is complicated
  • Making money is dependent on qualifiers-you have to keep certain qualifications each month to continue to earn

Is inCruises A Scam?

No inCruises is not a scam. A scam is a dishonest organization. inCruises is not dishonest, and setting up their selling and promotional plan based on an MLM program is not dishonest. Although that may be a matter of opinion, the claims of how much one can make are deceptive. But on the other hand, there are a handful of people who do make top dollar.

So, in reality, an MLM company is not a scam, even though you may not make money.

The Problem With MLM Companies

According to an FTC Government file, an MLM operation does not have a clearly defined definition. It calls MLM’s a”product-based pyramid schemes” and compares it to an illegal chain letter. You know the letters you receive in the mail, it says to put a dollar in an envelope with a copy of the letter and send one to 10 people. Then if you do this, you will make a ridiculous amount of money.

The FTC Government document also states that MLM “is inherently flawed, unfair, and deceptive.

white cartoon faces with one red in middle

My Recommendation For inCruises MLM

I do not recommend inCruises MLM program as a way to make an income. Only 25% of MLM participants turn a profit. Please note that this says “turn a profit.” It does not say that 25% make money. After you take out expenses very few make money.

inCruises is a typical MLM company. Although you only have one product to sell, cruises, it is still a tier system. The number of people in an MLM company who make $100,000 or more is 0.05%. For you to make high-dollar money, it is dependent on your downline. If your downline does not keep up their end of the deal, you don’t make money. Your downline also has to meet certain qualifications.

The system is complicated for a reason. The numbers of possible income look good, but the chances of you making the larger income is very slim. And parts of your income are turned into cruise money. So if you need a job to make money to pay the bills, you will not get all of your money. And if you need to make money, chances are you will not have the money to pay the extras that a vacation requires, like flights, food in airports, tips, and heaven forbid medical incidents.

inCruises Review-Every Travelers Dream or An MLM Scam pin

This whole process is confusing. But the bottom line is most people do not make money promoting an MLM company. Only a few at the top make enough money to make it worth their while.

I have given you the best information I could find on the inCruises MLM program. It was confusing to me, and it appears some of the compensation plans have changed a bit. But the important part to take away from this review is all MLM companies are close to the same. Only a very few at the top make any money, and the ones at the bottom don’t even break even with all the time they put into building this business.

My 4 – Step Blueprint

Suppose you want to learn more about setting up a business online; just click the orange button for more information on my simple 4-step formula.

inCruises MLM

$195 and $95 annually

Instant Bonuses


Residual compensation if qualified


Weekly matching bonus if qualified



  • The company is only 6 years old
  • $50 partner bonus for each new member
  • World's largest membership cruise club


  • Some of your earned money has to be used for a cruise
  • High start up fee and monthly fee
  • Complicated compensation plan
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